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Enjoy a vast collection of materials, services and programs for all ages and stages of life. Explore our online resources including digital collections, databases, searchable events calendar and reference assistance. Learn, imagine and discover at the Dayton Metro Library – your story begins here.

On order: new DVDs and CDs. Place your reserves at daytonmetrolibrary.org/collection. Learn about volunteer opportunities, Memory Cafes, and

the next LifeLong Learning Council Meeting in this issue of Lifelong Learning FOCUS.

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Works
Government Documents - Storeing them since 1909

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Adult

Adult Adult Adult Teen Teen Children

           

Movies + Music (view all)

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Audio

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Events (view all)


Today at Main (2:00 PM)
The world "dulcimer" is derived from the Greek and Latin words "sweet song" and …


Tomorrow at Belmont (9:30 AM)
Schedule an informal session to address your personal technology needs. Sessions…


Tomorrow at Vandalia (12:30 PM)
Join us for stories, songs, and other fun learning activities designed to develo…


Tomorrow at Huber Heights (2:00 PM)
Don't know your Facebook from your date book· Does Twitter have you all-a…


Tomorrow at Main (2:00 PM)
This workshop, designed for the novice, will highlight some of the most useful d…


Tomorrow at Northwest (3:00 PM)
Come during this special time set aside for ages 9-12, and play the Wii U with y…


Tomorrow at Main (3:00 PM)
Fight your boredom and stop by Teen Edge for a do-it-yourself drop-in activity. …


Tomorrow at Trotwood (3:00 PM)
Need a little help with your homework· There is homework help available t…


Tomorrow at Burkhardt (3:30 PM)
Need a little help with your homework· There is homework help available t…


Tomorrow at Miamisburg (3:30 PM)
Need a little help with your homework· There is homework help available t…


Tomorrow at Burkhardt (4:00 PM)
Attention, building enthusiasts: Bring the whole family to the Library for an ep…


Tomorrow at New Lebanon (4:30 PM)
Does your child (preschool through grade 3) need some extra guidance in reading&…


Tomorrow at Madden Hills (5:30 PM)
Come watch blockbuster movies for free!…


Tomorrow at Northwest (6:00 PM)
Come enjoy an activity that is some part art, and some part making.  Exampl…


Tomorrow at Electra Doren (6:00 PM)
Every other Monday, 6:00 - 8:00 p. m.  Call us for the movie titles, and w…


Tomorrow at Kettering (6:00 PM)
Need a little help with your homework· There is homework help available t…


Tomorrow at Burkhardt (6:30 PM)
Dig into the information the library has to offer.  Come learn about the da…


Tomorrow at Main (6:30 PM)
Allen Johnson and his ten year old grandson hiked and canoed the entire five hun…


Tomorrow at Main (6:30 PM)
Your new life's work might be starting your own business. Explore this option in…


Tomorrow at Wilmington (6:30 PM)
Human trafficking happens right here in the Miami Valley.  Learn about huma…


Tomorrow at Miami Twp. (6:30 PM)
Read,  Eat,  And  Discuss a great book with the book discussion g…


Tomorrow at Main (6:30 PM)
Would you like to practice your English conversational skills in a friendly, cas…


Tomorrow at Brookville (7:00 PM)
We'll use Scratch Jr to learn some basic programming logic. Let's get creative! …


Tuesday at Huber Heights (9:30 AM)
Stop by the Library and update your voter registration or complete a new voter r…


Tuesday at Brookville (10:00 AM)
Join us for stories, songs and other fun learning activities designed to develop…


Tuesday at East (10:00 AM)
Join us for quality family time with books, songs and activities for parents and…


Tuesday at Huber Heights (10:00 AM)
Join us for nursery rhymes, songs, fingerplays, and stories, all to encourage ea…


Tuesday at Miamisburg (10:00 AM)
Join us for an award-winning early literacy program that uses rhymes, songs, pup…


Tuesday at Main (10:00 AM)
An award-winning early literacy program that uses rhymes, songs, puppets, musica…


Tuesday at Kettering (10:30 AM)
Join us for stories, songs and STEM based learning activities designed to develo…

           

Critical Relationships to Develop

networkAt several recent networking events, I have heard business and community leaders mention how important it is for entrepreneurs to foster an ongoing relationship with their banker. This ensures that asking for a loan isn’t a “cold call” but rather a conversation with someone who is well-versed on the goals and plans you have for your business.  While I whole-heartedly agree that having a relationship with your lender is important, I also believe there are many other relationships a successful business owner will want to cultivate and nurture.  Here’s my list of people who should be part of your circle of influence:

  1. Your local reference librarian- One of my tasks as DML’s Business Services Librarian is to connect entrepreneurs with credible, reliable and trustworthy resources and people who are supportive and helpful.  I’m happy to share my network with you any time you need an introduction to any of the service providers mentioned here. Call me at 937-496-8631 or email me.

  2. A business adviser through the SBDC - Ohio Small Business Development Centers offer free comprehensive business management and education services for all businesses, whether they are just starting or looking to grow into a new market or territory. They can also assist with business planning, loan packaging assistance, and strategies for managing business opportunities and obstacles. The SBDC at The Entrepreneurs Center regularly offers courses covering bookkeeping, market research and information about starting a new business.

  3. An attorney- This suggestion is pretty self-explanatory. There will be many legal issues you may encounter as you setup your business and as you move forward. Having an established relationship with an attorney will save you lost sleep and time when an unexpected issue suddenly crops up.

  4. An accountant- I subscribe to the theory that business owners should do what they do best and outsource those tasks that are time-thieves and headache-creators. If accounting does not come naturally to you and you are staying up all night just to keep up with bill paying and payroll, find yourself an accountant you trust and forge a relationship. Yes, this relationship, like the one with an attorney, does not come free, but a small investment early may save you money in the long run when you avoid tax penalties and other fees because of botched books.

  5. A financial adviser and/ or credit counselor- In addition to a banker or lender, you need to have a good relationship with a financial adviser who can help you determine how much financial risk you can safely undertake when it comes to this new business venture. You may be so excited about making widgets that you are willing to roll over a 401K or take a second mortgage on your house. A good financial adviser can run the numbers and encourage you to give second and third thoughts before you sign any checks.  A credit counselor is also important for some entrepreneurs whose personal financial standing may make it difficult to secure funding for your business.  Dayton Metro Library has an established relationship with Consumer Credit Counseling Service Graceworks. You can reach them for an appointment at 937-643-2227.

  6. The local chamber of commerce- Chambers of commerce specialize in supporting business owners through advertising, networking events and advocacy. While chambers are membership-driven organizations, member fees are generally based on annual revenue, so this can be an affordable investment in the early days of your start-up. You can also take advantage of some events and programs without being a member by simply paying a higher registration fee.

  7. Yourself- Owning a business requires a huge commitment of time, energy and financial equity.  Being passionate about providing a service or selling a product will only get you so far if you don’t have the drive and dedication to work long hours, to push through challenges, to meet opportunities head on.  You also need to consider your skills and experience.  Baking the world’s best cookies for your grandchildren is not enough to make you a successful bakery owner.  Make sure you take time to consider your own personal goals, your level of commitment and your own history before moving forward with a business plan.
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